7 Best Financial Affiliate Programs [Investment Affiliate]

This post may contain affiliate links and I may receive a small commission if you make a purchase using these links – at no extra cost for you. Please read my disclaimer here.

The financial industry is more competitive than ever, with companies doing all they can to attract the best talent. As a result, many companies are rolling out sizeable signing bonuses and other perks to attract talent. With that being said and in our line of work, making sure you're choosing the program that's best for you can be challenging.

Luckily for you, we did all the research and found the best financial affiliate programs - ones that are worth your time to join. So if you want to know where the money is at, keep reading!

How lucrative are investment affiliate programs?

Investment affiliate programs have proven themselves to be extremely successful over the last few years, seeing the growth of many companies that started with small ideas and relying on investment affiliate programs to make it big.

Best Financial Affiliate Programs

That's why they can be such a great option for you if you're looking to help finance your business online.

You see, these are some of the most lucrative programs that exist within your field. Not only do they provide great commission opportunities and a wide variety of products to choose from, but these are considered some of the "top" industry leaders.

At first glance, almost every piece of information may look like a goldmine. You see all this juicy information, but what you don't realize is that you have to take advantage of it and put in the necessary time.

I always tell my readers to make sure they bank on their brand. After all, as an affiliate, there's only so much you can do to make sure your readers trust you. A big part of this is making sure that you promote products, services, and companies that do their due diligence.

You do not want to be associated with a bad company simply because you didn't research them well enough.

I know a lot of would-be affiliate marketers that have failed because of one bad decision. In this field, you can't afford to promote shady products and services. Otherwise, people might think you're scamming them so you always need to be careful.

Also read: What is the difference between a Roth 401(k) and a Roth IRA?

What to look out for in stock affiliate programs

Remember the old adage "if it's too good to be true, it usually is?" 

This needs to be your new motto when looking into investment affiliate programs. When it comes to stock affiliate programs, the market is a lot more saturated - which means that there's just as many bad programs as there are good ones.

What to look out for in stock affiliate programs

The old adage holds true for this field because it's more difficult for companies to be separate when it comes to this niche. As opposed to promoting general products, you're promoting stock. And with the rise of social media and the world of "fear of missing out," you'll find that investors are flocking to these stock affiliate programs.

That does not mean that these programs are flawless. In fact, in many cases, their conditions for brokers and intermediaries tend to be pretty bad. Not to mention, they're extremely high risk for their consumers. The best way to find a good stock affiliate program is to make sure that you check the background of the company. Not all companies have the resources or integrity to be a solid investment affiliate program.

For example, most reputable companies in this field tend to be investment firms and licensed brokers who verify their clients' authenticity. They also have strict rules in place, such as only permitting U.S. citizens to invest and they also advise against investing your entire life savings on one stock.

Because of all of these factors, you're going to want to make sure that you're promoting an investment affiliate program that will give you and your readers peace of mind. Otherwise, people will think you're scamming them.

Furthermore, you also need to evaluate offers more closely. The best program is not always the one with the highest commission payout. This is why you have to learn how to sift through all of the offers and find what's best for you. Once you do so, you should definitely start looking into finding some investment affiliate programs that work well with your specific needs.

Best financial affiliate programs to promote in 2022

I've been following this niche for a long time now, and I've learned firsthand that the market is constantly changing. While many of the programs are still led by traditional methods, there are many more online publishers who are making waves in this space.

The brokerage industry, for example, is more heavily integrated with traditional and online brokerage firms. So you can use these two different companies to promote your own personal stock and investment affiliate programs. After all, these brokers often have options that investors can't find in physical stores like banks or brokerages and they also have better customer service than your local bank or brokerage office.

Without further ado, let's take a look at some of the best options for you:

1. Personal Capital

Personal Capital is one of the most well-known investment affiliate programs. This program has been around for over a decade and it's made a name for itself by helping people keep track of their finances. In fact, Personal Capital has been featured in many mainstream media outlets such as Forbes and The New York Times.


The best part about this stock affiliate program, though, is its roots in serving the investment community. So you're getting a lot of good information that you can promote to your followers as well as readers who are interested in investing for themselves.

However, the team does tend to reach out to you frequently to try and get you to make a larger investment. I personally don't like this fact since it can quickly get annoying. I also happen to think that their rates are higher than they should be, which isn't really fair to you.

That said, they are one of the biggest players in the industry with a customer base to show for it. So if you're looking for something more stable, established, and long-term, then you're definitely in the right place.

Commission: 100% on signup with up to $100,000 in trackable assets

Cookie Duration: 30 days

Market: US

Sign up to their program here.

2. Credit Karma

Credit Karma is one of the most well-known companies that helps you keep track of your credit as well as report any problems.


Credit Karma's stock affiliate program is pretty solid. You can promote it by pointing out all of the free analytics that they offer, including credit scores and even a breakdown of your spending habits. You can also work on their website to get more leads for yourself and your own business, if you feel like it's something you would be interested in pursuing further.

This is a solid program for the price, but it's also a little slow to change. Basically, the company has been around for a while and you won't see much in terms of innovation from them. In fact, they tend to promote what is working well for them and nothing else.

However, that's not really a bad thing. The program does work pretty well as long as you're making changes in your marketing strategy regularly.  That said, I'd recommend against promoting it with too much information about your company or any affiliate offers that you have in place since then they will simply ignore you and promote their own stuff instead of yours.

Furthermore, their commissions are on the low end. So while this company may not help you leave your day job any time soon, it's a good source of extra cash to splurge for yourself.

That said, they do redeem themselves by giving you a bigger market to promote. Most companies only allow US citizens, whereas Credit Karma has a lot more. This means that you're going to be promoting their affiliate program to people who are in those countries, which will help you get leads for yourself and your own programs that you might have going on.

Commission: $2 per signup

Cookie Duration: 30 days

Market: US, UK, and Canada

Check out their offers here.


If you're looking for the ultimate financial solution. then you really can't go wrong with BBVA. They offer a variety of investment programs and they help people save money every single month, including credit card management as well as checking accounts.


BBVA USA's affiliate program is definitely worth looking into. In fact, much like Personal Capital, this is another affiliate program that's been around for a while. They know their stuff and they definitely want you to make money in the same way that you do. It shows in the way that they promote their affiliate program and it also shows when you look into their signup rates.

To sum it up, I think that BBVA is a solid company with a solid affiliate program. They've been around for years and are one of the foremost banking institutions in the US. What I absolutely love about BBVA is that they continuously strive to provide convenient and efficient solutions for their customers. 

So while they'll always have stiff competition, they're still top of their game. I definitely recommend signing up for this affiliate program if you want to promote a company that understands your needs as well as the needs of their customers.

Commission: $85 per referral

Cookie Duration: session-based

Market: US

Check out their offers here.

4. Credit Sesame

Credit Sesame is a pretty young stock affiliate program, having only been around since 2013. They offer more than just investing tips though. Credit Sesame is unique in that you can sign up to build your credit score. Also, on top of that, they offer regular articles about personal finance and investing as well as other important information for people who are beginning their journey in the stock market.


Like many of the other programs on this list, this also has a lot of user generated content that is added to the site by almost anyone who uses it. However, Credit Sesame actually stands out among the rest because it doesn't require a lot of information.

Basically, you can just sign up and start using the site. There is a certain amount of information that can be accessed, but you have to get used to the way it works if you don't want to lose money for your time.

The upside about this program is their rate of revenue generation. Credit Sesame has been featured plenty in mainstream media outlets such as Forbes and The Wall Street Journal. This means that there are plenty of people who already hear about them, even if they're not new to investing or anything like that.

Credit Sesame is relatively similar to Credit Karma. However, their main difference is that CS offers a free $50,000 identity theft insurance upon sign up. Along with that, there is no cost to maintain it. So if you're looking for a program that can help you out with your finances, this could be the one for you.

Commission: $3 to $6 per signup with a possibility for an increase

Cookie Duration: 30 days

Market: US only

Check out their offers here.

5. Coinbase

Coinbase is a stock affiliate program that is definitely worth a look. They offer an online wallet as well as an exchange service for pretty much all of the major cryptocurrencies out there, including Bitcoin.


However, Coinbase also promotes other stocks as well, so if you're interested in a crypto-related business and you still want to be paid in cash rather than cryptocurrencies, this might be the affiliate program for you. Overall, Coinbase offers pretty much everything that you'd expect from any investment company.

Of course, this includes investments in blockchain services such as various apps and games that can be downloaded on your phone or tablet. Coinbase is also known for their specific trading robots, which are interesting and pretty useful at the same time.

Overall, Coinbase offers a decent rate of revenue generation, but it's not as good as some of the other programs on this list. So I don't think that investing in it would be super beneficial for you personally.

However, you may earn a sizable side revenue from it if you choose to promote it as an affiliate. I would be very careful about reading into its offers though. Cryptocurrency is quite a difficult subject to parse for many and it's one of the most volatile fields that there is in the entire finance world. Most of the time, people will just lose money if they're not extremely cautious when they're using something like Coinbase.

Commission: 50% for the first three months of your referral

Cookie Duration: unavailable

Market: International

Check out their offers here.

6. Robinhood

If you're interested in investing and you don't want to pay a lot of money for it, then Robinhood is definitely worth considering. They offer free stock education that is broken down into different sections and you can follow their strategies for the market, too.


Their main selling point though is that they offer commission-free stock trading. You can even add a few extra people to your account for free if you want. While this might not be the best thing for people who have very small accounts, it should still be a viable option as far as investing goes.

What I find interesting about this offer is that it means you have a larger audience. This is one of the few options out there that can be utilized by people whose credit scores are not that great. Frankly, I don't think it's possible to take advantage of this offer unless you have a very strong credit history, but I still think it's a good option for people who might need to make some extra cash.

Also, while the site is pretty easy to navigate, the video tutorial on how to use the app on your phone is... interesting. It should get better over time, but right now it doesn't seem quite as accessible for newbies as I'd like.

Overall though, I do think Robinhood is a good investment for anyone that needs quick cash and wants to watch their investments grow.

Commission: $5 for each lead and $20 for each funded account

Cookie Duration: 30 days

Market: US only

Check out their offers here.

7. Questrade

Questrade is an interesting stock affiliate program. For one thing, they offer commission-free trades of stocks and ETFs... and this includes US stocks. This means that you can sign up for Questrade even if you're not in the US, but you have to have a US address or a friend over there that will let you use their address for the moment.


Commission-free trading isn't everything though. If you're going to invest in Questrade, then I recommend checking out the rest of their offers as well. You could be missing out on some pretty profitable stuff if you don't go through all of the information that they offer when it comes to investing.

If you want to read more about Questrade and how it works, then check out my review of their services here.

Pretty much all of the major US stocks are available for commissions-free trading. This includes Apple, Google, Facebook and plenty of other companies that you can't trade for free with some other investment programs. This is a really good deal for people who like to watch the market and then invest in whatever they find interesting.

Commission: unavailable

Cookie Duration: 60 days

Market: Canada

Check out their offers here.

Tips for success as a finance affiliate

As you can see, there are plenty of opportunities for people to make extra money as an affiliate in any type of financial niche. However, it's important to remember that the more people that you sign up for an investment program, the more likely it is that a company will end up charging you to maintain an account with them.

It's a good idea to be wary when choosing exactly how much money you want to spend on an investment program. For one thing, if a company charges you for maintaining your balances on their platform, then what happens if they go out of business? Do they actually refund your money once they're gone?

This also depends on what kind of site or app it is. Some affiliate programs can be better than others when it comes to support, but it's important to consider all of your options before you make a commitment.

Also, make sure that you're familiar with what the company does before you put money into it. You don't want to throw your life savings into a venture that you don't understand. There are plenty of things to consider when it comes to finance and banking, so research as much as possible about the offers for any affiliate program that you decide to sign up for.

In the end, you really just have to make sure that you can trust the company that you're working with and that it's going to remain in business for a long time. If you do this - and affiliate marketing is always a good thing to have in your back pocket - then there's no reason why your investment opportunities shouldn't work out well for you.

The bottom line

Making extra money as an affiliate can be a fun way to make a little extra cash once in a while. It's free money, so why wouldn't you do it? If you want to make some extra cash, then I'd recommend trying out some of these programs. You might even find one or two that can help you grow your investments and get you the most bang for your buck.

However, avoid making big investments and make sure that you research everything thoroughly before you take the plunge. If you're serious about investing, I'd recommend getting yourself a nice portfolio and then trying to work your way up to something more professional until you have enough money to invest elsewhere.

Best of luck, and I hope that this article has helped you out!

About the author 

Peter Keszegh

Most people write this part in the third person but I won't. You're at the right place if you want to start or grow your online business. When I'm not busy scaling up my own or other people' businesses, you'll find me trying out new things and discovering new places. Connect with me on Facebook, just let me know how I can help.

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}